Dave Nelson started his insurance career in 1982 and built a small agency of three employees to 26 employees. With revenue in excess of $6.6 million, Tegner-Miller Insurance Brokers was sold to Acrisure in 2016. In 2021, Dave started a new agency, KOVR Insurance Services with Stephanie Michelle. The agency is located in Southern California and all team members work remotely.

Dave and his wife Melanie live in Redondo Beach and enjoy long walks, travel and family.